What Wisconsin Really Says About College vs. Apprenticeships
I asked a simple question: “In Wisconsin, what path were you encouraged toward growing up — college or the trades?” The responses were honest. The pattern was clear. The issue isn’t intelligence — it’s timeline and risk.
Quick take
People weren’t asking for one path. They were asking for honest options: income vs. debt, timeline vs. payoff, and what it means for family + stability.
What this is (and isn’t)
Not anti-college
Pro ROI clarity
Pro apprenticeship pathways
Anti default-debt
Sources
Wage data should be verified using BLS OEWS for Wisconsin by occupation. Student debt ranges can be verified via Federal Student Aid / NCES / other official summaries.
• BLS Occupational Employment & Wage Statistics (OEWS)
• Federal Student Aid
The financial reality (no drama, just math)
Many graduates leave school with tens of thousands in student loans. Payments commonly land in the $300–$500/month range for years. That’s a housing payment, a down payment fund, or investment capital.
Typical college timeline
18–22: tuition + living costs, limited earnings
22–23: workforce entry
23+: loan payments begin while income is still building
Typical apprenticeship timeline
18+: paid from day one
19–22: raises while skills increase
Early 20s: journeyman wages (trade-dependent) + benefits
Wisconsin wages snapshot (verify via BLS OEWS)
The table below uses conservative “ballpark” ranges so you can stay grounded. Before publishing final numbers, confirm each occupation using BLS OEWS for Wisconsin.
| Trade / Role | Typical WI median wage range | Why it matters | Notes |
|---|---|---|---|
| Electrician | $65k–$75k | Earn while learning; strong demand | Confirm via OEWS |
| Plumber / Pipefitter / Steamfitter | $70k–$85k | High ceiling; many benefit packages | Confirm via OEWS |
| Operating Engineer (Heavy Equipment) | $65k–$80k | Clear apprenticeship track | Confirm via OEWS |
| Industrial Machinery Mechanic | $60k+ | Industrial stability; transferable skills | Confirm via OEWS |
| Construction Manager (experienced) | $85k–$100k+ | Often built from trade + leadership | Confirm via OEWS |
Net worth projection (18–30): apprenticeship vs college
This chart is a simplified model to illustrate the timeline effect. Change the assumptions to match your reality. The point is not perfection — it’s visibility.
Adjust assumptions
Apprenticeship: yearly savings during 18–30.
College: debt accumulated 18–22, then savings + loan paydown after graduation.
Housing leverage by 25
The early-20s difference shows up most clearly in mortgage qualification. Lenders care about income, payment history, and debt-to-income ratio.
Apprenticeship advantage
4–5 years of earnings history by 23–24
Savings potential before 25
Often no education debt burdening DTI
College tradeoff
Workforce entry later (often 22–23)
Student loans reduce borrowing power
Payments compete with saving for down payment
The Patriot Pilgrim position
Apprenticeships should be the default starting consideration for most young people — not because college is “bad,” but because early economic strength creates options later.
Next steps
Use these as your “funnel” links. Replace the URLs with your real pages once you publish them.
The calm, data-backed warning page. Wisconsin Trade Directory
Trades, unions, employers, and entry paths. Starter Checklist
Printable steps to start strong.
FAQ
Is this anti-college?
No. Some careers require degrees. The argument is that debt should be taken on only when the ROI is clear, and that apprenticeships should be presented as a first-class option — not a backup plan.
What if I want to be an engineer, nurse, or scientist?
Then plan college like an investment: know the expected salary, total borrowing cost, job demand, and what your monthly payment will be. Avoid “default debt.”
Can I do both?
Yes. Many people build skills first, then pursue additional education later with less risk — sometimes with employer support.
Want to share your story? Comment on the Patriot Pilgrim Facebook post or email us — real Wisconsin outcomes help the next generation.